Not all life insurance is created equal. While many life insurance policies are designed to pay out benefits only upon the policyholder's death, there are policies with living benefits that offer additional protection. These living benefits allow the policy owner to access a portion of the death benefit while still alive, providing financial support during challenging times. This can be especially valuable if the policyholder experiences a critical illness, chronic illness, or terminal illness, or faces substantial medical bills. By enabling access to these funds, living benefits can help alleviate financial stress, ensuring that you and your family are taken care of during some of life's most difficult moments.
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