Whole (Permanent) Life Insurance

Whole life insurance is a valuable and versatile insurance product that provides lifelong protection for the insured, as long as premiums are continually paid. Unlike term insurance, which only covers a specified period, whole life insurance remains in effect for the insured's entire life. Although it is generally more expensive than term insurance, whole life insurance offers several notable benefits. The death benefits are paid to beneficiaries tax-free, allowing them to use the funds as they see fit. Additionally, whole life policies accumulate cash value over time, which can be borrowed against or withdrawn. This feature makes whole life insurance an attractive option for long-term financial planning, including serving as a savings instrument or a college fund for children. By combining the security of lifelong coverage with the benefits of a financial asset, whole life insurance provides a comprehensive solution for those looking to ensure financial stability for their loved ones.

    Your Information is Private!
    Only shared with your state salesperson.
    ​Please see our Privacy Policy.